Mortgage Rates Mixed as 30Year Fixed Falls 51 ARM Drops Sharply Workday Shares Climb 5 After Lifting Margin Guidance Citing Artificial Intelligence Momentum Japans Megabanks Record Profits Near Peak as Credit and Geopolitical Risks Cloud Outlook Yardeni Warns Fed May Need July Rate Hike to Appease Bond Vigilantes Incoming Chair Warsh Under Pressure European Telecoms CEO Warns of US Dominance in Satellite and AI Infrastructure Risks Jim Cramer Endorses TJX Companies Business Model Amid Retail Sector Challenges China Investors Rush to Exit After Crackdown on Illicit Overseas Stock Trading