Consumer Credit Expansion Picks Up in December Signaling Resilient Spending Commonwealth Bank CEO Says AI Will Reduce Team Sizes Urges Workforce Planning Zydus Lifesciences Revises Buyback Terms Higher Price Reduced Share Count SP 500 Edges Higher as Utilities Lead Communication Services Drag Prediction Market Investments Continue Despite Regulatory Uncertainty Earnings Calls Reveal Steady Commitment Rising Living Costs in Cambridge Push Employed Workers to Food Banks Cooper Companies Stock Wall Street Analysts Weigh In on Price Targets